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Moore & Son Moving Co.
STANDARD AND EXTRA VALUE COVERAGE

PLACING A VALUE ON THE GOODS YOU WILL BE RELOCATING

The contract that you will sign with our company provides two (2) options for placing a value on your goods. The value that you select sets the limit your mover’s maximum liability for loss or damage to your goods. These optional levels of liability are not insurance agreements that are governed by state insurance laws, but instead are authorized under Released Rates Orders of the Surface Transportation Board of the U.S. Department of Transportation.

Before you sign the contract (bill of lading) with your mover, you must decide how much your articles are worth and declare a value for your relocation.

Option 1 – Extra Value Coverage is the most comprehensive plan available for protection of your goods. When you select this option, articles that are damaged or destroyed will, at the mover’s option, be either repaired, replaced with articles of like kind and quality, or a cash settlement will be made for the repairs or for the replacement of the articles at full replacement value.

The cost for option one is shown in the table below. You must place a value on the goods that you will be relocating.

IF THE VALUE YOU PLACE ON YOUR SHIPMENT IS: $0 DEDUCTIBLE $250 DEDUCTIBLE $500 DEDUCTIBLE


$ 0 to $ 5,000
$ 5,001 to $10,000
$10,001 to $15,000
$15,001 to $20,000
$20,001 to $25,000
$25,001 to $30,000
$30,001 to $35,000
$35,001 to $40,000

For values $40,001 or more, please
contact our office for rates..


$ 98
150
181
212
253
300
346
393


$ 67
98
119
145
176
196
227
258


$ 46
72
93
114
134
155
181
207

Option 2 – Released Value of 60 Cents Per Pound Per Article is the most economical option available. This level of protection is provided at no additional cost; however, it only provides minimal protection. Under this option, we assume liability for no more than 60 cents per pound per article for loss or damage with a total limit of $5,000. This means that claims are settled based on the weight of the individual article(s) multiplied by 60 cents. For example, if a 10-pound stereo component valued at $1000 were damaged or destroyed, we would be liable for no more than $6.00 (10 pounds multiplied by 60 cents).

If you should choose option 2, you may wish to obtain insurance coverage from a third party insurance company. Most of the time, your home-owner’s insurance policy will provide a limited amount of coverage. You should contact your independent insurance representative for more information.



WHAT IS NOT COVERED UNDER EITHER COVERAGE POLICY

There are things that are not insured, even if you pay for the coverage. Below you find a list of items that will not be insured by either option.

  1. Jewelry – We insist you move all jewelry, firearms, and money yourself.

  2. Coins or Stamp Collections – It is also best to move these items yourself.

  3. Documents such as birth certificates, marriage licenses, or other important papers.

  4. Sentimental Items – Value cannot be placed on something of sentiment.

  5. Photographs or Portraits – These will only be covered for the cost of the film and processing.

  6. Software Data – The loss of data is not covered.

  7. Inner workings of electronics, appliances, etc., unless there was obvious mishandling of the item. If the item was handled properly and something does not work after the move, it is your responsibility.

  8. Contents of boxes not packed and unpacked by us unless there is clear evidence of damage to the exterior of the box. (In other words, if the box is dented, crushed, or ripped.) We must pack, transport and unpack a box, all in the same day, before we will be held responsible for its contents.

  9. Sets of furniture and appliances. That is, if there is a matching set and one piece is damaged, we will be liable to replace or repair (up to your coverage selection) the one piece and it does not have to match the other.

  10. Dangerous goods such as cleaning supplies, aerosols, propane, etc. If you pack a dangerous good and it leaks from the box onto one of your items, the mover will not be held responsible in any way.

  11. Large mirrors or pictures that are not properly packed in a box or crated.

  12. Drawers, cabinets, etc. if not emptied prior to move.

  13. Animal mounts if not properly crated.

  14. Glass or marble table tops if not properly boxed or crated.

  15. It is the policy of Moore & Son Moving Co. to wrap all furniture prior to loading for protection. Should the customer desire to NOT have their furniture wrapped, we will not be responsible for any damages.

  16. Items loaded or unloaded from rental trucks or storage facilities.

  17. Goods when customer, friends, or family assist in the loading or unloading of the truck. At no time is anyone allowed on our trucks due to vehicle insurance requirements.

  18. Plants

  19. Waterbed mattresses that are not properly drained and boxed.

  20. Any piece of furniture made of particle board or like material.

We do not inventory items unless requested by the customer prior to the move. An additional charge will be added to the bill for these services.

We will disconnect and reconnect any appliances at the customers request to the best of our ability but cannot be held responsible for any water damage due to leaks caused by old or damaged parts.

It is the customer’s responsibility to inspect all items upon delivery and note any damages on the front of the BOL.

We reserve the right to refuse service upon arrival at job site or stop the job and demand payment for services rendered at any time should our representative deem necessary.

If you have a possible claim please contact our office immediately to request the proper forms.

You will be supplied with a brochure by The Department of Transportation that will give you a review of the laws concerning the moving industry.



CUSTOMER’S DECLARATION OF VALUE
THIS IS A TARIFF LEVEL OF CARRIER LIABILITY – IT IS NOT INSURANCE

You must select, in your handwriting, one of the following two options for your shipment.
The option you select establishes your mover’s maximum liability for your goods, subject to the rules contained in the agreement.

OPTION 1: Replacement Value Protection.  If any article is destroyed or damaged while in your mover’s custody, your mover will either 1) repair the article to the extent necessary to restore it to the same condition as it was before being in possession of the mover, or pay you for the cost of such repairs; or 2) replace the article with an article of like kind and quality, or pay you for the cost of such replacement. An additional charge applies for this option.

To select Option 1, you must write, on the line below, the lump sum dollar amount for the value of your goods that may not be more than $40,000.

The value of my goods are: ______________________________________________________________

You must also select one of the following deductible amounts that will apply for your shipment:

No Deductible (_______) $250 Deductible (_______) $500 Deductible (_______)
Initial Initial Initial

OPTION 2: Released Value of 60 Cents Per Pound Per Article. If any article is lost, destroyed or damaged while in the mover’s care, your mover’s liability is limited to the actual weight of the lost, destroyed or damaged article multiplied by 60 cents per pound per article. This is the basic liability level and is provided at no charge. It is considerably less than the average value of household goods.

To select Option 2, you must write, on the line below, the words “60 cents per pound”.

The value of my shipment is : ____________________________________________________________



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Your signature is required here: I acknowledge that I have 1) declared a value for my shipment and selected a deductible amount, if appropriate, and 2) received and read a copy of the mover’s brochure explaining these provisions and the applicable charges.


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Customer’s Signature Date


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